Virginia Homes, Farms, and Land

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Know Your Credit Score

Since your Credit Score  often affects your ability to get a home mortgage and or mortgage rate/terms, many home buyers want to learn about Credit Scores and Fair Isaac Corporation (FICO) credit score.  The Scores provide a tool for evaluating a borrower's...

Reverse Morgage Info

I joke sometimes and say the only thing that stays the same is in real estate is change.  In today's real estate market there is always something new to learn and the rules that applied for loans, closing, appraisals, etc. continue to the change.  I try to learn...

100% Financing with Rural Development (RD) Loan – Backed by USDA!

  Looking to buy a home in Central Virginia but don't have the cash for a 5% or greater down payment, what to do?  Consider the United States Department of Agriculture (USDA) backed Rural Development (RD) loan for 100% financing!  So you want to be in one of our...

Can your home be more energy efficient?

Does your home (old or new) need improvements to make it more energy efficient?  If so, you might want to consider the Power Saver Loan offered by the UVA Community Credit Union.  The Credit Union has also partnered with Local Energy Alliance Program LEAP to offer...

2011 Virginia Real Estate Tax Assessments = Questions

With new County and City real estate tax assessments coming out across Virginia, I’m getting lots of questions about property values. Owners call wanting to know why the assessment values have fallen.  Look back to an earlier post “Charlottesville, Virginia Area 2010...

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Changing Homes for Baby Boomers

As many of you know Camp Karen (our home between Zion Crossroads and Gordonsville in Louisa County, Virginia) provides living space for multiple generations.  Karen’s mother lives with us so we designed a suite to meet her needs along with wider doors, hallways, wood...

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Charlottesville, Virginia Area Condominiums (Condo’s)

Lovely Dining Room in a Renovated Hessian Hills Condo Over the past 20 years working in the Central Virginia real estate market, I’ve helped buy and sell many condominiums.  I’ve been through two condo conversion booms (converting apartments to condominiums) and...

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Charlottesville, Virginia Area 2010 Home Sales Report

With the release of theCharlottesville Area Association of REALTORS (CAAR) 2010 year end Market Report to the news media, I wanted to provide you with the report and some comments!  As always, if you have questions about the report and how it relates to your real...

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