Spring Creek Clubhouse - Zion Crossroads, Virginia

Looking to buy a home in Central Virginia but don’t have the cash for a 5% or greater down payment, what to do?  Consider the United States Department of Agriculture (USDA) backed Rural Development (RD) loan for 100% financing!  So you want to be in one of our great neighborhoods like Spring Creek in Zion Crossroads or Lake Monticello in Fluvanna County or Hollymead, Forest Lakes, Crozet area of Albemarle County, no worries!  RD loans work for most of Central Virginia except the City of Charlottesville and its immediate suburbs.  RD loans remain a good solid home mortgage tool driving by borrowers income, credit score, purchase price, etc.  (as it should be!).  To learn more and see if you qualify for an RD loan, check with one of our great local RD lenders, like Leonard Winslow of New American Mortgage.

Rivanna River near Lake Monticello in Fluvanna County, Virginia