Know Your Credit Score

Want to buy a home but don't know your credit score? Please read below!

Since your Credit Score  often affects your ability to get a home mortgage and or mortgage rate/terms, many home buyers want to learn about Credit Scores and Fair Isaac Corporation (FICO) credit score.  The Scores provide a tool for evaluating a borrower’s creditworthiness.  Knowing about Credit Scores remains important to the home buying process since mortgage types and rates are often based on Credit Scores.  Know your Score and how it was derived may help you to identify challenges that need correcting to improve your score.

Do you know your FICO Score or have credit related questions?  FICO Scores combine Payment History, Amount Owed, Length of Credit History, New Credit, and Types of Credit used to give a FICO Score Number.  Here’s a link to your FREE ANNUAL CREDIT REPORT.  Here’s a link to ways to monitor your credit.  As always, if you have questions  or concerns, let’s talk.  I am here to help!

About James Friend Dickerson

Real Estate Consultant As a native of Central Virginia and a full time REALTOR since 1991, James listens to your needs to provide information allowing you to make informed choices. In our constantly changing world, you need a REALTOR who puts you first providing rigidly flexible service. James Dickerson provides a high level of service designed to fit each individual clients needs. Having received many awards from both the local Association of REALTORS and RE/MAX International, James is recognized as an authority on the local real estate market. The highest form of recognition James receives continues to be the many repeat clients who seek out his services time after time plus sending their relatives, friends, co-workers and neighbors to James for their real estate needs. Contact James today for an interview to discuss your real estate needs. James is a licensed real estate sales person in the Commonwealth of Virginia with Charlottesville Solutions. Personal As a Central Virginia native (Born in Charlottesville and raised in Albemarle and Louisa Counties), James' youth was filled with extra-curricular activities and organizations centered around school, church and the Boy Scouts of America. A graduate of Virginia Tech with a degree in Forestry and Wildlife Management, James' non-real estate activities include spending time with family & friends, traveling, stalking deer & spring gobblers, fly fishing, church and Masonic activities. James and his lovely bride Karen live between Zion Crossroads and Gordonsville in the Green Springs area of Louisa County. Their dog Sammy passed away so they'll be adopting another dog soon through
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