Crozet, Virginia home purchased using USDA Rural Development (USDA RD) Loan

Great home purchased using 100% financing USDA guaranteed RD loan!

Just left the office of Tucker, Griffin, Barnes P.C. where our client (1st time home buyer) closed on his purchase of a home in Crozet, Virginia.  With Leonard Winslow’s (New American Mortgage) assistance, we used a United States Department of Agriculture Rural Development Guaranteed Loan (USDA RD) to finance 100% of the purchase price!  Yes, in the past we’ve had some bad 100% financing options but USDA RD loan guarantee remains a solid option for financing the purchase of a home.  The USDA RD loan works great in Central Virginia (not the City of Charlottesville – it’s a rural program!) for first time home-buyers and others.  Working with Leonard and his staff, it took less than 60 days to go from contract to closing (loan commitment from New American Mortgage, Loan Guarantee from USDA RD, title search/insurance, home inspection, physical survey, home-owner’s insurance, and other escrow tasks).  Over all it was a very smooth transaction with the buyers having to pay some closings costs, getting a low interest 30 year fixed rate mortgage w/ payments less than current rent, and purchasing a home in a prime location (Blue Ridge Mountain foothills walking distance to Star Hill Brewery & downtown Crozet).

One of my favorite spots in Crozet, Virginia.

If you are interested in buying home and may be limited to funds for closing, let’s talk about the USDA RD loan & your housing needs so we can build a plan to meet those needs and get you into a home!  With the current inventory of homes for sale in Central Virginia,  2012 continues to be a prime time for many first time home-buyers and other to buy a home.  If you have questions, let’s talk. I am here to help!!!

If you see me out & about, please say hello & ask questions. I am here to help!

 

About James Friend Dickerson

Real Estate Consultant As a native of Central Virginia and a full time REALTOR since 1991, James listens to your needs to provide information allowing you to make informed choices. In our constantly changing world, you need a REALTOR who puts you first providing rigidly flexible service. James Dickerson provides a high level of service designed to fit each individual clients needs. Having received many awards from both the local Association of REALTORS and RE/MAX International, James is recognized as an authority on the local real estate market. The highest form of recognition James receives continues to be the many repeat clients who seek out his services time after time plus sending their relatives, friends, co-workers and neighbors to James for their real estate needs. Contact James today for an interview to discuss your real estate needs. James is a licensed real estate sales person in the Commonwealth of Virginia with Charlottesville Solutions. Personal As a Central Virginia native (Born in Charlottesville and raised in Albemarle and Louisa Counties), James' youth was filled with extra-curricular activities and organizations centered around school, church and the Boy Scouts of America. A graduate of Virginia Tech with a degree in Forestry and Wildlife Management, James' non-real estate activities include spending time with family & friends, traveling, stalking deer & spring gobblers, fly fishing, church and Masonic activities. James and his lovely bride Karen live between Zion Crossroads and Gordonsville in the Green Springs area of Louisa County. Their dog Sammy passed away so they'll be adopting another dog soon through www.petfinders.com.
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2 Responses to Crozet, Virginia home purchased using USDA Rural Development (USDA RD) Loan

  1. James Dickerson did a great job representing the buyer and assisting the lender. James is a great realtor to work with.

  2. Excellent experience recap.

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